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Imtiaz ul Haq is an Assistant Professor of Economics at the Lahore University of Management Sciences, Pakistan. He completed his PhD in Finance in 2013 from the Manchester Business School, University of Manchester. He earlier earned a Master’s in Finance from the same school.

His research primarily focuses on understanding how individuals (and occasionally institutions) engage with financial services. He has studied preferences towards basic financial products (such as essential banking services from an inclusion perspective) as well as more advanced products (such as Islamic mutual funds). His research covers both developed and developing markets. His recent work examines how the poor in developing countries utilize formal and informal financial services to meet their needs. He aims to study such mechanisms in greater detail during his time at Harvard, with a particular focus on insurance.

In addition to academic research, Imtiaz regularly contributes to policy work through collaborations with multilateral organizations as well as the provincial and federal government in Pakistan. He also takes an avid interest in entrepreneurship, having founded a financial technology startup before becoming an academic.

Research Interests:

Sustainable investing, financial markets, technology


Leveraging Geospatial Technology for Financial Inclusion

Key Facts Statement Testing

Lessons from Implementing a National Financial Inclusion Strategy

Personal website